What are the best companies for teen car insurance?
Most car insurance companies are willing to write teen car insurance policies. However, some car insurance companies will not write policies for people who have no prior insurance. Still, other companies will. We can always get insurance for our vehicles if we shop around enough. Here are nine major auto insurance companies that have special discounts, programs, and other accommodations specifically designed for teen drivers. Visit any of the following websites for teen car insurance quotes:
Allstate Insurance: Allstate has quite a few discount programs for teen drivers. You should also visit Allstate’s website for a few handy apps, such as Allstate Mobile, Allstate Motor Club, Drive Wise, Digital Locker, and Quick Trip. The Allstate website also features a socially responsible “teen memory wall,” where each brick displays the image of a teen that died in a traffic accident. The teen memory wall serves as a sobering reminder for teens to always practice safe driving.
Esurance: Esurance features a number of discounts to entice teen drivers. Included in the discounts at Esurance are the good student discount (for students under the age of 25 who maintain at least a 3.0 grade point average), the vehicle safety discount (for driving vehicles with factory installed safety features such as dual airbags), and the multi vehicle discount (for teen drivers who add their own cars onto the existing policy of their parents).
Farmers Insurance: The Farmers Insurance website offers important safety tips for the parents of teen drivers. The site also features articles about the dangers teen drivers face, such as distracted driving and impulsive behavior.
Geico: The Geico website features a number of articles pertaining to teen driving, including one that shows you how to transfer from your parents’ policy to your own individual policy at the lowest possible rate.
Liberty Mutual Insurance: This car insurance company offers 12 month policies on teen car insurance, as well as a number of discounts. Discounts that might apply to teen drivers include a 10 percent reduction in premium costs if the teen’s parents are affiliated with any of more than 14,000 organizations that partner with Liberty Mutual. Among these organizations are local employers, alumni groups, and professional associations.
Liberty Mutual also has a live away student discount for students who live more than 100 miles from home, which would mean they rarely use the family car. Other perks from Liberty Mutual that would benefit teens include 24/7 roadside assistance, 24/7 claims service, new car replacement, and a lifetime repair guarantee. You can stay safe and also save money on teen car insurance at Liberty Mutual.
Nationwide Group: This company’s website features many interesting and useful articles aimed at teen drivers. Topics include safe driving tips, the dangers of distracted driving, lowering premium costs on teen car insurance, and quite a few other useful tidbits of advice for teen drivers and their parents. Nationwide also offers a good student discount, an anti theft device discount, a defensive driving class discount, and others.
Progressive Insurance: This company offers a loyalty discount to drivers who wish to add a teen to their policy, as opposed to buying an individual teen car insurance policy. This discount is available to drivers who hold active policies for more than one year. This will certainly cut your costs on teen car insurance.
Shelter Insurance: This insurance company, like the others mentioned here, has its own unique set of discounts and incentives to entice teen drivers. Shelter teen car insurance discounts include the Safe Driver Discount, the Passive Restraint Discount, the Driver Training Course Discount, the Accident Prevention Course Discount, the Good Student Discount, and others.
State Farm Insurance: State Farm offers several teen car insurance discount programs. Among them are the Safety Feature Discount for choosing a car with first rate safety features, the Safe Driver Discount for avoiding accidents and moving violations over a period of three years, the Good Student Discount for earning a GPA of 3.0 or better at any accredited high school or college, and the Steer Clear Driver Discount program, where teens can get a further discount on premium costs for taking a traffic safety class.