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Cheap car insurance

Do you want to save hundreds on car insurance in 2017? Don’t waste your time doing it the old fashion way. We can help you compare multiple cheap car insurance quotes within minutes. The information we provide will help you make the best choice when choosing the right car insurance for your needs.

Facts about Car Insurance, Drivers, and Discounts

Car Insurance

Car insurance is necessary for a number of reasons.  The main reason is that most states require it. Even states that don’t require the purchase of car insurance, they require proof of financial responsibility.

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Type of Drivers

Auto insurance companies all over America have adopted a “tier system” of calculating the cost of car insurance.  The tier system used by today’s car insurance carriers is a new way of providing more accurate risk

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Insurance Rates

There’s more to auto insurance rates than your behavior on the road.  We all know that insurance rates are affected by accidents, DUIs, speeding tickets, and other traffic don’ts.  However, factors like the age, gender

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What to look for when choosing a policy

Drivers and underwriters are forever finding ways to lower insurance premiums on owned vehicles.  Common strategies include comparing quotes online, owning certain types of vehicles, qualifying for various available discounts, and sometimes even relocating to an area where the average annual premiums are cheaper.

One important thing to look for when choosing an insurance policy is reviewer ratings from other car owners who use the same company.  Major car insurance companies include Allstate, Amica Mutual, Geico, Progressive and State Farm.  Smaller, regionally operated carriers are also an option.  Reputable, well established insurance carriers are most favored by people who purchase policies online.

It’s important to shop around and compare carriers.  The chief reason people pay more than they need to for car insurance is because they choose not to spend the time it takes to shop for the best deal.  Comparison shopping can save hundreds of dollars a year in premiums.


Phone calls are a thing of the past, as there are numerous benefits to comparing free quotes online.  For instance, you can get a lot more quotes to compare with the time you save by obtaining quotes online


It’s also smart to qualify for as many discounts as possible.  Among the available discounts are accident-free discounts, defensive driving discounts, paid-in-full discounts, and multiple policy discounts, to name only a few

Automobile Discounts

As for vehicle types, many drivers opt for older and/or less expensive cars, loaded with good security features.  This reduces the risk of auto theft, and will lower your annual premiums.

Purchasing an insurance policy online

Once you’re done comparison shopping, purchasing a car insurance policy from your chosen carrier is easy when you buy it online.  To obtain a quote, or to find out more about car insurance premiums in your particular state, select your state from the above search menu.  Then follow the prompts and input your demographic info, such as age, gender, type of car, and so on.  Underwriters use your demographic info to calculate the probability of your involvement in an accident, and the risk of your car being stolen or vandalized, among other things.

The most expensive auto insurance policy is not necessarily the best choice for you.  You might be better off with minimal coverage if you drive a cheaper car, limit your mileage, live in a low crime area, and use approved safety features, for instance.

To learn the minimum coverage requirements where you live, select a state from the search bar shown above.  From there, your optimal car insurance premium package is only a few clicks away.